Loans

A Mortgage loan to create a brighter future

A mortgage loan is a secured loan that allows you to avail funds by providing an immovable asset, such as a house or commercial property, as collateral to the lender. The lender keeps the asset until you repay the loan.

Mortgage Loan offers

Axis Bank Mortgage Loan

Loan Amount
upto 200000

Max Tenure
0-2 years

Interest Rate
4.5% P.A

Check Eligibility Apply Now

Features

100% online Process
No Foreclosure Charges.

Documentation

ID Proof.
Address Proof.

Entry fee

Interest rate: 0.70% P.M.
Processing fee: Upto 4.25%

HDFC Mortgage Loan

Loan Amount
1500000

Max Tenure
10 years

Interest Rate
4.5

Check Eligibility Apply Now

Features

100% inline process

Documentation

ID Proof
Pan Card

Entry fee

300/-

Kotak Mortgage Loan

Loan Amount
1500000

Max Tenure
10 years

Interest Rate
5.9

Check Eligibility Apply Now

Features

100% Online process

Documentation

ID proof
Pan card

Entry fee

299/-

IDFC Mortgage Loan

Loan Amount
1500000

Max Tenure
10 years

Interest Rate
5.9

Check Eligibility Apply Now

Features

100% Online process

Documentation

ID proof
PAN Card

Entry fee

300/-

IIFL Mortgage Loan

Loan Amount
UPTO 500000

Max Tenure
7 Years

Interest Rate
1.25%

Check Eligibility Apply Now

Features

100% Best Online Process

Documentation

Document Proof

Entry fee

LOGIN FEE : 3540/-

HINDHUJA Mortgage Loan

Loan Amount
UPTO 1500000

Max Tenure
5 Years

Interest Rate
24%

Check Eligibility Apply Now

Features

100% Best Online Process

Documentation

Document Proof

Entry fee

LOGIN FEE : 3500/-

Quick links to handle your Mortgage Loan

Types of Mortgage Loan

Mortgage Loan interest rate

Features & Benifits of Mortgage Loan

Uses of Mortgage Loan

How To Apply For A Mortgage Loan

How Does A Mortgage Loan Work?

Types of Mortgage Loan

Simple Mortgage Loan : The lender has the right to sell the mortgaged property
Usufructuary Mortgage Loan : The Possession is transferred to the lender

Features & Benifits of Mortgage Loan.

No end-usage restriction

Interest rate starting from 12.36% per annum

Repayment tenure of up to 4 years, which may exceed on case to case basis

Personal loans are available for periods as short as 12 months. The average tenure for a Personal Loan is between 12 and 45 months, depending on the loan amount.

Minimal documentation

Interest Rates on Mortgage Loan.

Names of Banks	Interest Rate
Axis Bank	4.5% P.A
HDFC	4.5
Kotak	5.9
IDFC	5.9
IIFL	1.25%
HINDHUJA	24%

Uses of Mortgage Loan.

When there is a cash crunch

Paying for a holiday

Debt consolidation from other loans or credit cards

Buying high-end electronic gadgets, household appliances, wedding expenses, emergency medical expenses, home renovations, etc.

Creating high value purchases

How to applyfor a Mortgage Loan?

Online Apply Through The Bank’s Website

Go to the bank’s website.

Under the loans section, choose personal loans

Click on ‘Apply Now’

Enter the details in the application form and submit

The bank will evaluate your application and ask you to submit the required KYC documents.

How Does A Mortgage Loan Work?

You can apply for a personal loan online, with a bank, or any financial institution.

The official website of most of the banks and NBFCs have the facility to apply for a personal loan with a single click.

Your personal loan eligibility is decided based on various factors like your credit score, income, age, employment type, and a few other factors.

If the financial institution feels that your eligibility criteria are favorable, they will approve your personal loan and disburse the amount into your account.

Now, the personal loan amount could be disbursed as cash into your account or the lender may provide you with a pre-loaded card that can be used for your purchases.